Let us help you plan to better enjoy the things that are very important in your life.

The success of a business, whether it's a tiny enterprise run out of a basement or a large corporation, is largely dependent on hard work and ingenuity. However, no matter how industrious you are, one disaster can wipe out all your profits and even destroy your business. The key to making sure that all the effort and money you have invested in a business doesn't disappear when a disaster strikes is to protect it with the appropriate insurance.

Do I need professional liability insurance?

Professionals that operate their own businesses need professional liability insurance in addition to an in-home business or businessowners policy.  This protects them against financial losses from lawsuits filed against them by their clients.  Professionals are expected to have extensive technical knowledge or training in their particular area of expertise.  They are also expected to perform the services for which they are hired, according to the standards of conduct in their profession.  If they fail to use the degree of skill expected of them, they can be held responsible in a court of law for any harm they cause to another person or business.   When liability is limited to acts of negligence, professional liability insurance may be called, “errors and omissions” liability

Professional liability is insurance is a specialty coverage.  Professional liability coverage is not provided under homeowners endorsements, in-home business policies to business owners policies.

Please speak with a VANTAGE business professional for a more detailed explanation of products available to assist you in protection planning