“We minimize risk by helping you plan for all possible contingencies.”


Through our Employee Benefits Unit we have established ourselves as part of the top producers list for the many providers we represent. We have regularly scheduled meetings with each of the providers to go over the specific appetite of the communities we serve and keep abreast of evolving product lines. We have specialized in providing protection for the underserved population of Associations and Affinity Groups. Through innovative benefit plan structures we have succeeded in providing coverage for those previously part of the uninsured population of the United States. We also have a complete range of retirement planning products and services to help you meet your retirement goals.


 Our staff of experience benefits professionals can develop benefits programs that make sense for your company and your staff. We have specialists in all lines of employee benefits with the experience and knowledge to keep your insurance plans running smoothly. Our plans include, but not limited to:

" Accidental Death & Dismemberment
" Cafeteria Plans
" Comprehensive Plans
" Dental Plans
" Disability - Long & Short Term
" Group Life
" Insured or Self-funded plans
" Mini-Med and Limited Health Plans
" Vision Plans
" Voluntary Benefits