Medical - Individual and Group

Individual Medical Group Medical Dental Plans Vision Plans Additional Benefit Coverage


VANTAGE has available individual and group plans for those clients that are in good health and fall within preferred age ranges. These plans may not be guarantee issue and will fall outside any Association plans we offer. We know that your healthcare needs are unique to you and that they can change as your life changes. We have a wide range of health plans that we can taylor to your specific healthcare needs. While we understand choosing a health plan may seem complicated, it doesn't have to be. We are always there to guide you step-by-step in plan selection and application process.
For those of you that prefer to search on your own time just click on the particular company of interest logo and it will take you to their website where to can review the company, various policies and pricing online. If you have any questions just contact any of our VANTAGE professionals for assistance.

Click here to contact a VANTAGE professional for more information and assistance.

For those of you that prefer individual attention and support you can contact anyone of our VANTAGE professionals for assistance in finding a policy that is right for you.

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Individual Medical Insurance Programs

Blue Shield

Anthem Blue Cross offers a variety of health care plans to meet the needs of individuals and families. When you're choosing a medical facility, performance counts. Many specialty care providers in the Anthem network have earned one (or more) quality awards. Each award is only presented to facilities that pass a rigorous review of their processes and performance. Over and over, they've proven their expertise at delivering quality care. That could mean fewer complications, fewer readmissions and higher survival rates. Look for these awards as you weigh your health care options.

Blue Shield offers the following plan enhancements:

  • Preventive care benefits before deductible
  • No lifetime maximums
  • No annual dollar limits on essential benefits such as prescription drugs, durable medical equipment, orthotics, and prosthetics
  • NurseHelp 24/7
  • Wellness programs

For more detailed information about the Blue Shield plan offerings click on Blue Shield above and it will take you right to their website.

Click here to contact a VANTAGE professional for more information and assistance.

Anthem Blue Cross

Anthem Blue Cross, in servicing you for over 70 years has one of the strongest networks of doctors and facilities in the country, with the buying power of over 30 million people. Our goal is to "Help their members learn ways to take an active role in staying well and managing their health care.

We have initiated an Quality Improvement program which is an ongoing comprehensive program that we use to monitor and evaluate the quality, safety and appropriateness of the medical care and services provided to our members.
As a member to will also have access to a knowledgeable customer service team that can answer your questions quickly and easily.


For more detailed information about the Blue Shield plan offerings click on Anthem Blue Cross above and it will take you right to their website.

Click here to contact a VANTAGE professional for more information and assistance.

Aetna

Aetna, we believe we can help create a better health care system. This belief drives our daily decisions as one of the nation's leading health care benefits companies.

We work hard to provide our members with information and resources to help them make informed decisions about their health. We help people achieve health and financial security by providing easy access to cost-effective, high-quality health care. And we continue to be a leader in building a stronger, more effective health care system by working with doctors, hospitals, employers, patients, public officials and others. As a member to will also have access to a knowledgeable customer service team that can answer your questions quickly and easily.

For more detailed information about the Aetna plan offerings click on Aetna above and it will take you right to their website.

Click here to contact a VANTAGE professional for more information and assistance.

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Group Medical and Benefits Programs

 

VANTAGE has taken pride in servicing nonprofits, social service, associations and the small business community with products that protect their most important assets … their employees. We know that all businesses are not the same, and that you probably need to hold the line on costs. At the same time, you want to provide robust coverage choices to your employees -- and communicate the advantages of their options to them.

So how do you balance both priorities? Here at VANTAGE we have a variety of resources to show you where to start.

Our companies have over 200 years of insuring American businesses. We know the coverages your business needs and have bundled them together for your convenience, and for substantially less than they would cost separately.

Click here or the Vantage logo for more information on Group Medical & Benefits Programs.

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Dental & Vision Programs

Dental Plans

One of the most important things you can do for your oral health is schedule regular dental checkups and cleanings. By seeing your dentist twice a year, you can help prevent any oral health problems before they cause discomfort or require extensive or invasive treatment.

In recent studies, poor oral health can be linked to about 120 medical conditions amoung them are diabetes, cancer, heart disease, kidney disease, anxiety, thyroid problems, high bloosd pressure, asthma, sleep and breathing disorders, skin rashes, teeth rinding, HIV, tuberculosis, drug abuse, anorexia, digestive disorders, and upper respiratory disorders.

For more detailed information about the Dental plan offerings click on vantage logo above and it will take you right to our dental website.

Click here to contact a VANTAGE professional for more information and assistance.

Vision Plans

Our eyes act as early warning systems for serious health conditions. So an annual exam is important for everyone in your family. Blood vessels in the eye allow eye doctors to see what's going on throughout our bodies, which often helps them be the first to spot signs of health conditions, such as hypertension and diabetes in addition to the common ailments of glaucoma, macular degeneration and cataracts.

Early detection and treatment can prevent most vision loss related to diabetes. And since people with diabetes are more susceptible to glaucoma and other serious conditions, like heart disease and stroke, regular eye exams help you get on the path to early treatment and management.

Some of our dental plans have vision options associated with them.
Click here to contact a VANTAGE professional for more information and assistance.

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Additional Insurance Coverage Options

Supplemental Insurance

Often the insurance coverage we have does not fully cover the insurance requirements we need or want. We are often left with a large financial burden when faced with an unexpected event. This financial burden, most often, also flows into our extended family’s financial resources.

VANTAGE has a variety of supplemental insurance options to support and broaden your existing insurance coverages. They include:

  • Disability
  • Physical Therapy
  • Ambulance Benefit
  • Invasive Diagnostic Exams
  • Outpatient Surgical Room
  • Personal Cancer Indemnity
  • Stroke
  • Major Human Organ Transplant
  • Accidental Death & Dismemberment Benefit
  • Accident Follow-Up
  • And much more...
  • Family Lodging Benefit
  • Rehabilitation Unit Benefits
  • Personal Disability Income Protector
  • Heart Attack & Coronary Artery Bypass Surgery
  • End-Stage Renal Failure
  • Major Third-Degree Burns
  • Long-Term Care
  • Hospital Stay
  • Surgical Benefit
  • Coma

Click here to contact a VANTAGE professional for more information and assistance.

 

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Address: 2363 Mariner Square Drive, Suite 240, Alameda, CA 94501 Phone: 510-595-0900 Fax: 510-522-1906