Vantage is proud to have created this award-winning benefits insurance program exclusively for Licensed Family Child Care. We appreciate what you do, and we want to make your life a little easier. Thank You!

You can select from a range of choices for medical, dental, vision, disability, retirement planning, legal protection and life insurance coverage developed especially for CAFCC members and your employees.

Please review the options listed below. (Note: some medical plans are available only in limited geographic areas.)

Once you have decided what coverages you would like to elect, you'll need to either sign up online or print applications for each of those coverages to submit along with other supporting documents and payment(s) for your first month's coverage(s).

Click here for a handy checklist of the documentation you will need.

You can mail these documents, along with your check(s), to:

Vantage Business Support and Insurance Services
Childcare Program
2363 Mariner Square Dr., Ste. 240
Alameda, CA 94501

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2010 Rates are now available.

We now have more plans and more options for you to choose from. If you do not see any plans that fit your budget please call a VANTAGE professional. We have over 70 plans outside the Association plans that may fit your needs.

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Information about insurance coverage options available to you as a Childcare Provider:

These files require Adobe Acrobat 7.0 or higher. Please click here for a FREE download of the latest version of Acrobat Reader.

(If you experience difficulty accessing any of the following pages or you have questions
not answered here, please call 1-877-886-8277 or 510-595-0900.)

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Medical Insurance Programs
(If no medical plan is listed here for your area, please call us at 1-877-886-8277 to arrange for affordable individual medical coverage.)

Frequently Asked Questions (click here)

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Kaiser Permanente        (we now have a more affordable option if you qualify)
(Coverage area) SOUTHERN CALIFORNIA - San Diego, Orange, Riverside, Los Angeles, San Bernardino, Ventura, and Kern Counties. NORTHERN CALIFORNIA - all other counties)

RATES / PLAN SUMMARIES / Application Step-by-Step(click here)

Find a Doctor(click here)

For more detailed information click Kaiser Permanente above or click the application wizard and it will guide you step-by-step through the entire application process.

 

Care 1st (formerly UHP)
(Coverage area: Los Angeles, Orange, and San Bernardino counties)

RATES / PLAN SUMMARIES / Application Step-by-Step(click here)

Find a Doctor(click here) (choose the commercial Program Option)

For more detailed information click Care 1st (formerly UHP) above or click the application wizard and it will guide you step-by-step through the entire application process.

 

 

 

Western Health Advantage
(Coverage area: selected parts of Sacramento, Yolo, Placer, Solano, and El Dorado counties)

Service Area Map (click here)

RATES / PLAN SUMMARIES / Application Step-by-Step(click here)

Find a Doctor(click here)

For more detailed information click Western Health Advantage above or click the application wizard and it will guide you step-by-step through the entire application process.

 

 

PacifiCare
(Coverage area: all california counties)

PacifiCare is no longer offering a PPO Plan. For a PPO Plan selection please view the Health Net Options

RATES / PLAN SUMMARIES / Application Step-by-Step(click here)

Find a Doctor(click here)

For more detailed information click Pacific Care above or click the application wizard and it will guide you step-by-step through the entire application process.

 

 

Health Net      (these are limited underwriting plans and require a health questionnaire)
(Coverage area: SOUTHERN CALIFORNIA - San Diego, Imperial, Orange, Riverside, Los Angeles, San Bernardino, and Ventura Counties. NORTHERN CALIFORNIA - all other counties)

RATES / PLAN SUMMARIES / Application Step-by-Step(click here)

Find a Doctor(click here)

For more detailed information click Health Net above or click the application wizard and it will guide you step-by-step through the entire application process.

 

 

  Blue Cross     (these are limited underwriting plans and require a health questionnaire)
(Coverage area: Los Angeles, Orange, San Bernardino, Riverside, San Diego, and Imperial counties)

RATES / PLAN SUMMARIES / Application Step-by-Step(click here)

Find a Doctor(click here)

For more detailed information click Blue Cross above or click the application wizard and it will guide you step-by-step through the entire application process.

Dental and Vision Programs

Delta Dental

RATES / PLAN SUMMARIES / Application Step-by-Step(click here)

Find a Dentist(click here)

For more detailed information click Delta Dental above or click the application wizard and it will guide you step-by-step through the entire application process.

 

Vision Service Plan (VSP)

RATES / PLAN SUMMARIES / Application Step-by-Step(click here)

Find a Doctor(click here)

For more detailed information click Vision Service Plan (VSP) above or click the application wizard and it will guide you step-by-step through the entire application process.

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Additional Insurance Coverage OPTIONS

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Disability / Critical Illness Insurance

"Why do I need disability protection?"

RATES / PLAN SUMMARIES / Application Step-by-Step(click here)

For more detailed information click Disability Insurance above or click the application wizard and it will guide you step-by-step through the entire application process.

Please call 1-877-886-8277 to arrange coverage or get more information

Life Insurance is essential – Protect those who depend upon you.

General liability and workers compensation

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Forms Library

Enrollment Checklist
Dental / Vision Worksheet
Dental / Vision Change Request
Employee Waiver Form
Disability / Critical Illness Worksheet
Joiner Form Instructions
CAFCC Trust Joiner Forms
BAIS Auto Draft Form
Kelsey Auto Draft Form
CEA Joiner Forms
CEA Health Questionnaire
Application to Join CAFCC (English)
Aplicación de Membresía para CAFCC (Spanish)

Contact Information

Member Referral Form

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                 VANTAGE Gift Center

To show our appreciation to our clients and associates VANTAGE has made available FREE GIFTS and DISCOUNT PRODUCTS. Please take a look at and participate in our offerings. As always, VANTAGE will continue to seek out and form relationships that will bring you more free gifts or discounted products to enhance your association with VANTAGE.

Thank you for being part of the VANTAGE family.

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$25 Gift Card

We at VANTAGE are well aware that a lot of our clients are feeling the impact of our nations economic crisis. While we are doing all we can to negotiate reasonable rates for quality coverages we want to do more. As such, we have initiated a Client Referral Program. Just submit a referral to us for one or more of our products and if your referral becomes a client of VANTAGE we will present you with a $25 Gift Card to an establishment of your choice.

Please contact a VANTAGE professional for a Referral Form or just click here to start the process. You must currently be a client of VANTAGE to participate.

Choose from:

Or let us know the retailer of your choice

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Just log on to www.vantagegift.com  ; click on the JOIN TODAY button ; enter the required information ; click LAUNCH SITE and you are done. You get your own personal launch pad to log into and start shopping.

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        VANTAGE Books / CD's / DVD's

As an added benefit for CAFCC members VANTAGE has available books, cds, Dvd's and movies at discounts ranging between 20% and 40% Please visit the Vantage Books website at www.vbsisbooks.com