Every business, no matter how big or how small, needs to protect itself against the unexpected.
Even a very good business without liability insurance can have a bad day, suffer an accident or an unexpected claim, and find itself out of business. Don't let that happen to you.
Vantage knows insurance and we also know child care. Talk to us today about how we can help you protect your business.
A typical child care business insurance program
LIABILITY |
|
PROPERTY |
|
AUTOMOBILE |
Comprehensive general liability, with limits
up to $3 million
Abuse and molestation coverage (Separate from your general liability limit)
Premises liability
Personal injury liability
Employee benefits liability
Coverage for special events
Day care organization - professional liability , limits up to $1 million/$3 million
|
|
Blanket limits with large in-house capacity
- All risks on building, contents, loss of income
- Business extra expense
- Computer equipment coverage
- Replacement cost endorsement
- Business income change
- Tuition reimbursment for
required vocational retraining
|
|
Vehicles owned by your business
Non-owned automobile exposure
Hired automobile expense
Rental reinbursement
Towing
Minimum physical damage deductible of $500/$1000 |
CRIME AND FIDELITY |
|
ACCIDENT - MEDICAL COVERAGE |
| Employee dishonesty |
|
Accidental death and dismemberment - up to $25,000 |
| Theft, disappearance and destruction of property |
|
Accident, excess medical expenses - up to $25,000 |
| |
|
Accident. dental |
WORKER'S COMPENSATION INSURANCE |
|
$100 deductible |
Give us a call to talk about your general liability coverage needs today. 1-877-886-8277.
|
