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• Property coverage pays for damage to or theft of your car.
  

• Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  

• Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

Your auto policy may include six coverages. Each coverage is priced separately:

Bodily Injury Liability -

This coverage applies to injuries that you, the designated driver or policyholder, cause to someone else.

Medical Payments or Personal Injury Protection (PIP) -

This coverage pays for the treatment of injuries to the driver and passengers of the policyholder's car.

Property Damage Liability -

This coverage pays for damage you (or someone driving the car with your permission) may cause to someone else's property.

Collision -

This coverage pays for damage to your car resulting from a collision with another car, object or as a result of flipping over.

Comprehensive -

This coverage reimburses you for loss due to theft or damage caused by something other than a collision with another car or object, such as fire, falling objects, missiles, explosion, earthquake, windstorm, hail, flood, vandalism, riot, or contact with animals such as birds or deer.

Uninsured and Underinsured Motorist Coverage -

This coverage will reimburse you, a member of your family, or a designated driver if one of you is hit by an uninsured or hit-and-run driver.

Auto insurance provides property, liability and medical coverage: